Pentest Reporting for Insurance
Protect policyholder data and underwriting systems with penetration testing reports that satisfy regulators and strengthen your security posture.
Security Challenges in Insurance
Insurance companies hold extensive repositories of personally identifiable information, protected health information, financial records, and proprietary actuarial data. From policy applications to claims processing, every stage of the insurance lifecycle handles sensitive data that attackers can monetize through identity theft, fraudulent claims, or extortion. The rise of insurtech platforms and digital-first policy management has expanded the attack surface from internal mainframe systems to cloud-hosted APIs and customer-facing mobile applications.
- State insurance regulators increasingly require cybersecurity programs modeled on the NAIC Insurance Data Security Model Law, with penetration testing as a core assessment activity and reporting requirements for material cybersecurity events.
- Claims processing systems, agent portals, policyholder self-service platforms, and third-party data integrations with healthcare providers, repair shops, and financial institutions all present distinct attack vectors.
- Cyber insurance underwriting teams within carriers need to understand their own organization's security posture with the same rigor they apply to evaluating policyholders, making internal penetration testing both a compliance and a credibility imperative.
Penetration testing reports for insurance clients must balance regulatory compliance documentation with practical remediation guidance. Findings need to be risk-rated using frameworks that align with enterprise risk management practices familiar to insurance professionals, and reports must address the specific data protection requirements for different categories of information: PII, PHI from health insurance operations, financial data from premium processing, and proprietary underwriting models.
How Vulnsy Helps
Vulnsy streamlines penetration testing reporting for insurance sector engagements. Finding templates address vulnerabilities specific to insurance technology stacks: policyholder portal authentication weaknesses, claims processing workflow manipulation, agent portal privilege escalation, and API security flaws in third-party data exchange integrations. Each template includes risk context calibrated for insurance industry stakeholders who think in terms of exposure, probability, and loss.
The platform's report generation produces documents that align with NAIC Model Law requirements and state-specific cybersecurity regulations. Reports clearly categorize findings by the type of data at risk, helping compliance teams demonstrate that appropriate safeguards are in place for each data classification level and satisfy regulatory examination requirements.
- Client portals give insurance company CISOs and compliance officers a centralized view of assessment findings across policy administration, claims, billing, and agent management systems.
- Team collaboration enables comprehensive assessments that span legacy mainframe policy systems, modern web platforms, and the integration layers connecting them, with consistent finding quality across all components.
- Executive reporting features produce board-ready summaries that frame cybersecurity risk using the actuarial language insurance leadership understands, including quantified potential loss exposure and risk reduction metrics.